* Terms and conditions apply
Pay overseas suppliers by card to extend your cash flow by up to 45 days, earn card rewards on high-volume purchases, and ensure vendors receive funds in their local currency—fast. No more wire delays or currency challenges.
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Pay international suppliers quickly and in their currency with the best exchange rates available and rewards from your credit card that improve your margins. There’s also same-day delivery and as Amazon sellers and Shopify merchants know—timing is everything.
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When you're dropshipping on Amazon, every day out of stock costs you rankings and revenue. Pay overseas suppliers by card for same-day delivery in their local currency, rack up rewards on frequent orders, and keep cash available for your next winning product.
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*Rates as of January 6th, 2026. For local currency payments, other bill pay providers often add extra fees and high exchange rate markups while Melio delivers straightforward, competitive pricing.
Melio provides the most competitive rates among international bill pay solutions. See what your conversion could look like when paying vendors in their local currency.
Grow your business by paying vendors in their preferred currency—they'll receive funds quickly, often same-day. Get vendors paid on time in a variety of currencies.
See which currencies are supported >
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Pay thousands in international vendor bills by card and defer payment to your next billing cycle. Earn rewards, miles, and cashback on essential inventory purchases while vendors get paid on time.
Manage all your international and domestic payments on a single platform. Gain full visibility of incoming and outgoing funds with Melio’s secure, trackable, and easy-to-use dashboard.
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Track and manage international and domestic payments by syncing with Xero or QuickBooks Online. All payments auto-update in your books saving you time on manual entry.
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“We are able to expedite payments 2-3 times quicker than before and, more importantly, eliminate costly inefficiencies.”
“Melio is super easy to set up and use. Being able to enter bills in QBO and have them in Melio has been game-changing for payables management and cash flow forecasting.”
"I like that I can pay by credit card even if the vendor only accepts bank transfers, which helps with cash flow. The interface is clean and easy to use, and it saves me time compared to traditional payment methods."