Pay your
business bills
with a credit card.

Use a credit card (2.9% fee) to pay for rent, suppliers & more, even where cards aren't accepted*. Defer payments, hold on to cash longer and maximize rewards like points, miles and cashback.
Get started

No monthly fees

Who needs a free trial? Registration doesn't cost a thing and there are no monthly fees.

Easy to use

Enjoy a simple user experience with Melio’s dashboard. Pay bills anytime, anywhere.

Payment flexibility

Pay however you like. Your vendors still receive payment how they want. They don’t even need to sign up.

Why small businesses pay bills with Melio.

Maximize your cash flow.

Get up to 45 extra days to hold on to cash. How? Pay your business bills with a credit card (2.9% fee), even where cards aren’t accepted*. Vendors get paid on time while you only pay when your credit card bill is due.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

No more writing
or mailing checks.

When you use your credit card to pay vendors who only accept checks - Melio will write and send the check on your behalf - for free, at no additional cost. Save time and leave the hassle of writing and mailing checks behind.

Deferring credit card payments to get vendor paid on time but pay off card a month later. Deferring credit card payments to get vendor paid on time but pay off card a month later.

Rack up those points.

Take advantage of your rewards, use your credit card and earn every time you pay your business bills. Get cashback, airline miles, front row tickets, or whatever else you want to use your points for.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

Connect your accounting software.

Sync your QuickBooks Online account and import your bills and vendors to get an easier, quicker, payment flow - no double data entry, no manual errors and best of all you save tons of time.

Deferring credit card payments to get vendor paid on time but pay off card a month later.