The simplest way to pay vendors and suppliers.

Easily pay your business bills online with Melio. Bank transfers are totally free, or use your credit card. No monthly fees, no subscription costs, and totally secure.

Start now
The owners of The Block Distillery Co. and a credit card they use to pay their business bills.
Logos of companies that partner with Melio including: Evolve bank and trust, Silicon Valley Bank, Intuit Quickbooks, American Express, Mastercard, Visa, Discover, Diners Club International.

How it works

Step 1
Add bill or invoice details.
Snap a photo, upload a file or sync with your QuickBooks Online account.
Step 2
Select payment method.
Pay with ACH bank transfer, credit or debit card - even where cards aren’t accepted.*
Step 3
Choose payment delivery.
We’ll send a check or bank transfer. Your vendor doesn’t have to have a Melio account.

Make your bill pay more efficient.

Maximize your cashflow

Get up to 45 extra days to hold on to cash. How? By paying with a credit card (2.9% fee), your vendors get paid on time while you only pay when your credit card bill is due.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

No more busywork

If your supplier only takes checks, we’ll write and send it for you. Your bank details are never on the check, protecting you from fraud and check forgery.

Choose how your vendor gets paid: ACH, paper check or a single use virtual card.

Connect with QuickBooks

Get automatic 2-way sync with QuickBooks Online. Spend less time in the back office, more time front of house.

Melio and Quickbooks working together.

Manage approvals

Invite additional users or your accountant, and easily set up their roles and permissions. You can control the approval of each transaction, and stay on top of your cash flow.

Bill details are easily trackable with Melio.

More ways to send payments.

Pay multiple bills
together.

Save time on individual payments. Consolidate your bills, and schedule and pay them all at once.

Split a single bill into more than 1 payment.

Hang onto your cash flow by splitting bills into multiple payments and payment methods. Partial payments give you more flexibility than ever - and it’s free.

Make payments across borders.

Pay all your vendors, including those outside the US, from the same place and get the goods and services your business needs.

How Melio helps businesses like yours.

Chris Rippe, owner of Bierstadt LagerhausChris Rippe, owner of Bierstadt Lagerhaus

"We honor our old brewing traditions and new ways of paying vendors."

Chris Rippe
Bierstadt Lagerhaus, Owner

Sarah Hauser, owner of Proof Wine & SpiritsSarah Hauser, owner of Proof Wine & Spirits

“Having all our vendors on Melio's network is magical, just like wine.”

Sarah Hauser
Proof Wine & Spirits, Owner

Jessica Barrand and Jennifer Maglieri, Owners of Boulevard Bottle ShopJessica Barrand and Jennifer Maglieri, Owners of Boulevard Bottle Shop

“It’s not just paying vendors on time; it’s about building relationships.”

Jessica Barrand and Jennifer Maglieri
Boulevard Bottle Shop, Owners

Jean Gleason, Co-Founder of Smith & TruslowJean Gleason, Co-Founder of Smith & Truslow

“Now we focus on securing ingredients instead of checks.”

Jean Gleason
Smith & Truslow, Co-Founder

Nicolas Farrell, CEO and Managing Partner of Mondo MarketNicolas Farrell, CEO and Managing Partner of Mondo Market

“I get to focus on fine foods, not a table full of invoices.”

Nicolas Farrell
Mondo Market, CEO/Managing Partner

Talia Haykin, Owner and CEO of Haykin Family CiderTalia Haykin, Owner and CEO of Haykin Family Cider

“Quality apples are key to our cider. Scheduling payments in advance is key to our business.”

Talia Haykin
Haykin Family Cider, Owner/CEO