The smarter way to pay your business bills online

Set up your account and schedule your first bill in under a minute.
Send & receive free ACH transfers or pay by credit card (2.9% fee).
Choose how your vendor gets paid (ACH or check).

Start now free

Melio keeps all your details 100% secure so your sensitive information remains private.

How does Melio work?

Add bill details

Take a photo, upload a file, enter details, or connect QuickBooks Online.

Select payment method

Pay with a bank transfer or card*, even where cards are not accepted.

Choose payment delivery

Melio sends a check or bank transfer. Recipient doesn’t need a Melio account.

Pay your first 4 bills totaling $500 or more

Get $200 to your bank account!

Get your $200

Read our FAQ for more information

Free account, free ACH & checks

There are no sign-up or subscription fees. Open your free Melio account, and start paying and getting paid for free.

Maximize your cashflow

Pay business bills with your credit card, even where cards are not accepted! Defer payments and hold onto cash longer.

Pay multiple bills with a single click

Save time on scheduling each bill individually, select multiple bills and pay them all at once.

Seamless sync with QuickBooks

Small businesses trust us to simplify their business payments

“Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״

Mike Scanlan

CEO, CoinMover

"Melio is a life saver. Makes payments to vendors quick and efficient. Their user interface is one of the best and easiest to work with I've ever seen. We are truly grateful we found melio. Highly recommend."

Alejandro Duque

COO, Plei, Inc.

"It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders."

Costa Gurevich

Owner Road Runners Team