Pay business bills with your credit card - even where cards aren’t accepted

For a limited time only - $3,000 of FEE-FREE payments for Doctor of Credit readers.

*Promotion terms: Valid until December 31st 2020 OR up to 5,000 users. New users only.
Maximize your cashflow - extend float until your next billing cycle
Enjoy early payment discounts and avoid late payment penalties
Many credit cards offer cashback, rewards, points and other perks

How it works

how it works

Add bill details

Take a photo, upload a file, enter details or connect QuickBooks Online

how it works

Pay by card or bank

Pay with a bank transfer or card, even where cards are not accepted

how it works

Choose payment delivery

Melio sends a check or bank transfer. Recipient doesn’t need a Melio account

"I was shocked how easy it is to get started, this is Awesome! I can't believe I used to print and mail out checks, such a waste of time.”
Zack Muskat
Manager, Hu Kitchen
“Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
“It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”
Costa Gurevich
Owner, Road Runners Team

Pay bills with a bank transfer for free!

Choose which payment methods work best for you. Pay your bills online for FREE with a  bank transfer, your vendors receive a check or bank deposit.

paying with a credit card

Seamless sync with QuickBooks

Just log in with your Intuit account. Your upcoming bills and payments will automatically sync between Melio & QuickBooks.

paying with a credit card

Simple user interface

Get up and running in minutes! With Melio’s easy-to-use dashboard you can set-up, manage & track your bill pay online and from any device.

paying with a credit card

Free Accounts Payable and Receivable

With Melio there are no sign-up or monthly fees.
No transaction fees and no charges to recipients. Pay with a bank transfer for free, or use your credit card to defer payments.