The fastest way to pay your vendors and contractors

Have your vendor get paid today*, straight to their bank account. Vendor only accepts checks? Melio’s got your back - we will send a check on your behalf and it will arrive in 3 business days.
*Same day delivery only applies to debit card payments scheduled before 11:30AM EST (0.5% fee), any payments scheduled later than 11:30AM EST will be delivered the next business day. Fast check delivery costs $20
Check tracking, so you will never lose a check in the mail.
Your vendor doesn't need to sign up or pay to receive payment.
Melio has no registration or subscription fees.
Avoid late payment penalties from your vendor.

How it works

how it works

Add bill details

Take a photo, upload a file, enter details, or connect QuickBooks Online.

how it works

Pay by card or bank

Pay with your credit card or an ACH transfer, even if your vendors only accept checks.

how it works

Choose payment delivery

Melio sends a check or bank transfer, completely free. Recipient doesn’t need a Melio account.

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Have bills due later this month?

Pay vendors with a bank transfer - for free

Choose which payment methods work best for you. Pay your bills for free with a bank transfer, your vendors receive a check or bank deposit.

paying with a credit card

Use your credit card to maximize cash flow

Pay bills with credit cards (2.9% fee), even if your vendors don’t accept them. Earn rewards and take advantage of up to 45 days of float.

paying with a credit card

Seamless sync with QuickBooks

Just log in with your Intuit account. Your upcoming bills and payments will automatically sync between Melio & QuickBooks.

paying with a credit card

Schedule and manage multiple due dates

Stop setting reminders and worrying about late payments or paying too early. Schedule payment transactions and pay right on time, every time.

paying with a credit card

Small businesses trust Melio to simplify their business payments

Reviews 305  •  Excellent
״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״
Amy Walker
CPA CEO, Walker Agency
“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”
Jeff Segal
Owner Domestique Wine Shop
“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”
Stephanie Mack
Account Mobility
“It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”
Costa Gurevich
Owner Road Runners Team
״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״
Amy Walker
CPA CEO, Walker Agency
“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”
Jeff Segal
Owner Domestique Wine Shop
“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”
Stephanie Mack
Account Mobility

Melio is tailor-made for your small business

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