The fastest way to pay your vendors and contractors

*Same day delivery only applies to debit card payments scheduled before 11:30AM EST (0.5% fee), any payments scheduled later than 11:30AM EST will be delivered the next business day. Fast check delivery costs $20

Check tracking, so you will never lose a check in the mail.

Your vendor doesn't need to sign up or pay to receive payment.

Melio has no registration or subscription fees.

Avoid late payment penalties from your vendor.

How it works

Add bill details

Take a photo, upload a file, enter details, or connect QuickBooks Online.

Pay by card or bank

Pay with your credit card or an ACH transfer, even if your vendors only accept checks.

Choose payment delivery

Melio sends a bank transfer completely free, or your vendor gets a check. They don’t need a Melio account to accept the payment.

Have bills due later this month?

Pay vendors with a bank transfer - for free

Choose which payment methods work best for you. Pay your bills for free with a bank transfer, your vendors receive a check or bank deposit.

Use your credit card to maximize cash flow

Pay bills with credit cards (2.9% fee), even if your vendors don’t accept them. Earn rewards and take advantage of up to 45 days of float.

Seamless sync with QuickBooks

Just log in with your Intuit account. Your upcoming bills and payments will automatically sync between Melio & QuickBooks.

Small businesses trust Melio to simplify their business payments

״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״

Mike Scanlan

CEO, CoinMover

״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״

Amy Walker

‍CPA CEO, Walker Agency

“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”

Jeff Segal

Owner Domestique Wine Shop

“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”

Stephanie Mack

‍Account Mobility

“It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”

Costa Gurevich

Owner Road Runners Team