No more check hassles. 5 free checks each month.

With Melio, pay business bills by bank transfer or card. Vendor only accepts checks? We’ll send a secure check on your behalf. Plus, connect your accounting software to enjoy 5 free checks each month.*
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Drawing of a colorful bag with “New York Locals” written on it beside a purple Melio logo.
No subscription fees. Plus, ACH-to-ACH bank transfers are free.
Avoid late payments. Fast checks are available upon eligibility.
We don’t charge twice. Checks are free when you use your card (2.9%).

Here’s what your vendor will receive.

Your sensitive personal info is always protected.

Why choose Melio

Seamless sync

Connect your QuickBooks Online or Xero account for a two-way sync to import bills and vendors and enjoy a simpler payment flow with no manual errors. Plus, 5 free checks each month.

Deferring credit card payments to get vendor paid on time but pay off card a month later. Deferring credit card payments to get vendor paid on time but pay off card a month later.

Payment flexibility

Choose how to pay—by bank transfer or card. Vendors get paid however they want, including by check. They don’t need to sign up.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

Better efficiency

Give your payment process a boost and save hours each month with capabilities like approval workflows, recurring payments, and combined payments.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

Improved cash flow

Pay business bills with your card—even where cards aren’t accepted.** Defer payment to the next billing cycle and hold onto cash longer.

Deferring credit card payments to get vendor paid on time but pay off card a month later.