The logistics of making payments just got easier

Pay all your shippers, carriers and factors, the way you want - ACH, checks, debit, and credit cards - even where cards are not accepted.
Melio keeps all your details 100% secure so your sensitive information remains private.

How does Melio work?

Add bill details

Take a photo, upload a file, enter details, or connect QuickBooks Online.

Select payment method

Pay with a bank transfer or card, even where cards are not accepted.

Choose payment delivery

Melio sends a check or bank transfer. Recipient doesn’t need a Melio account.

Why choose Melio?

Manage all your payments from one place

Use Melio to manage your AR/AP and pay all your business bills on one dashboard. It’s easy to use, and FREE - no sign-up or subscription fees.

Get immediate proof of payment

Regardless of what payment method you choose, Melio provides immediate and trackable proof of payment.

Free up cash flow by paying with credit card

Pay business bills with credit card, even where cards aren’t accepted. Defer payments, increase cash flow and earn card rewards.

Small businesses trust Melio with their online bill pay

Reviews 329 • Excellent • 4.6
"Melio is a life saver. Makes payments to vendors quick and efficient. Their user interface is one of the best and easiest to work with I've ever seen. We are truly grateful we found melio. Highly recommend."
Alejandro Duque
COO, Plei, Inc.
“It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”
Costa Gurevich
Owner Road Runners Team
"As a business owner I had nothing but a great experience with Melio. Racking up CC points through my normal course of business, extends my 'Days Payable' even further by using CC for all expenses and the simple user interface makes it easy to get in, pay bills and get out"
John Hackerson
President & Owner, TREECO
"As a business owner I had nothing but a great experience with Melio. Racking up CC points through my normal course of business, extends my 'Days Payable' even further by using CC for all expenses and the simple user interface makes it easy to get in, pay bills and get out"
John Hackerson
President & Owner, TREECO
"As a business owner I had nothing but a great experience with Melio. Racking up CC points through my normal course of business, extends my 'Days Payable' even further by using CC for all expenses and the simple user interface makes it easy to get in, pay bills and get out"
John Hackerson
President & Owner, TREECO