Pay international vendors in their local currency.

No more juggling exchange rates, delayed payments, and hidden fees. Pay international vendors & suppliers quickly like a local and keep track of all of your payments in one place—you pay in U.S. dollars, and they receive their local currency.
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Easy tracking

Simplify your record keeping and track both local and international payments in one place.

No hidden fees

Pay in U.S. dollars and get the most competitive exchange rate, updated frequently.

More cash on hand

Pay by card and defer payments for up to 45 days. Or, make same-day transfers to hold onto cash longer.
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Get a $300 gift card when you pay worldwide

Make your first international payment of $1,000+ with Melio during May and receive a $300 gift card. Limited to 100 users - act now!

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Simplify international payments.

Pay vendors wherever they are.

Grow your business and expand to international markets by paying vendors in their preferred currency. You pay in U.S. dollars, by card or bank transfer–your choice.
See which currencies are supported >

Deferring credit card payments to get vendor paid on time but pay off card a month later.
Deferring credit card payments to get vendor paid on time but pay off card a month later.

Make multiple payments at once. 

Streamline your payment flow and pay thousands of vendors and out of the U.S. in a flash, hassle-free. Focus on the work, not the payout.

Keep all your payments in order.

Easily track, manage international and domestic payments by syncing with QuickBooks Online or Xero.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

The top choice for over 100,000 business owners

Billions transacted. Millions of hours saved.

$100B+

Payments processed

15H+

Hours saved monthly (average)

40M+

Bills paid

2M+

Vendors paid