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Everybody wins with true payment flexibility: vendors can get paid by ACH, wire transfer, check, single-use virtual card, or instantly, while you pay with your card
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Hold onto cash longer and earn rewards by paying with your card, so you can boost your cashflow
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International payments made simple - vendors get paid in their local currency
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Payments processed
Hours saved monthly (average)
Bills paid
Vendors paid
Mastercard offers up to $100 in fee credits on credit card fees when you add your World Mastercard for Business, World Elite Mastercard for Business, or a World Legend Business Mastercard® credit card (“Eligible Mastercard”) for the first time and use it to pay business expenses through Melio — it’s automatically credited to your account.
For example, if you make a $3,500 payment to a vendor with your Eligible Mastercard through Melio, the 2.9% credit card fee would normally be $101.50. With this promotion you’ll pay just $1.50 for that first payment, and you’ll see the credits reflected at checkout automatically.
You’re eligible for the benefit if you have a valid World Mastercard for Business, World Elite Mastercard for Business, or World Legend Business Mastercard® credit card (“Eligible Mastercard”) and you use it to pay a business expense via Melio for the first time. Melio users who have already used their Eligible Mastercard are not eligible. Offer is valid only for users in the US, Puerto Rico, and the US Virgin Islands.
First, sign up for Melio.
Next, add your Eligible Mastercard to your Melio account.
Then, pay a vendor, supplier, or any business expense with your Eligible Mastercard for Business through Melio.
And that’s it! You’ll see the card fee credits at checkout.
Melio is a leading platform for B2B payments, helping businesses of all sizes simplify payments, save time, and increase cashflow. One of Melio’s most exciting features is allowing businesses to pay with credit cards anywhere, even if vendors don’t accept card payments.
No. Melio is only for business-to-business payments.
Yes, you can receive the benefit for more than one payment, up to a total of $100, on credit card fees.
Yes, the benefit will be automatically applied to your account when you add your Eligible Mastercard as a payment method in Melio. Once a payment is processed you'll see the credits for your transaction fees in your payment receipt.
Fee credits will be automatically applied until the full benefit amount is reached upon the successful processing of payments made using an Eligible Mastercard, in the order in which such payments are processed. Please note that credits are applied when payments are processed and earlier payments may use up your available credits first.
No, the credits only apply to the credit card processing fees.
Feel free to contact Melio support via the live chat during working hours, or via email at support@melio.com. Also, you can visit our help center for more details.
Beginning on August 1, 2025 Melio users who provide their eligible World Mastercard for Business, World Elite for Business, or World Legend Business Mastercard® credit card issued in the United States or United States territories (“Eligible Mastercard”) as a funding source on the Melio platform will receive in-product fee credits equal to $100 (“Fee Credits”) to be used solely towards credit card fees charged by Melio for payments made using an Eligible Mastercard on the Melio platform (“Offer”). To be eligible, users must (i) have never made a card payment on the Melio platform using an Eligible Mastercard, and (ii) be located in the United States, Puerto Rico, or the U.S. Virgin Islands. The Offer is valid until July 31, 2027, and subject to change or early termination (“Offer Term”). Available Fee Credits will be automatically applied until depleted upon the successful processing of payments made using an Eligible Mastercard, in the order in which such payments are processed. Fee Credits that were not used prior to the Offer Term end date will automatically expire. Use of the Melio platform is subject to and governed by Melio’s Terms of Service (available at https://meliopayments.com/terms-of-service). Mastercard and any Eligible Mastercard issuing bank (“Issuer”) are not liable for products, services, acts, or transactions by Melio or on the Melio platform, and users agree to release and hold them harmless from any related claims. Melio is not responsible, and shall have no liability, for any actions by Mastercard or any Issuer relating to users’ Mastercard accounts, cards, or cardholder agreements or any other aspect of the relationship between users and Mastercard or Issuers. By participating in the Offer, users agree that Melio and Mastercard may share relevant information solely for purposes of Offer administration, and may use anonymized, aggregated data for business analytics and optimization, in accordance with their respective privacy policies. Melio and Mastercard are not liable for any delay or failure to perform resulting from causes beyond their reasonable control. Users are responsible for any applicable taxes arising from receipt or use of the Fee Credits. The Offer is void where prohibited and subject to applicable laws and regulations. All rights are reserved.
“We are able to expedite payments 2-3 times quicker than before and, more importantly, eliminate costly inefficiencies.”
“Melio is super easy to set up and use. Being able to enter bills in QBO and have them in Melio has been game-changing for payables management and cash flow forecasting.”
"Melio has been my go-to third-party bill payment processor for many years now. I love how it seamlessly integrates into QBO so that I can process bills in QBO or in Melio. The interface is super easy to use and understand."