Choose Melio for free, faster payment options.

Debating between Melio and QuickBooks Bill Pay? Don’t. Melio offers faster ACH bank transfers and better capabilities. Plus, your first 5 ACH transfers each month are free.

Start free

Sync QuickBooks Online to automatically update bills and vendors in both platforms.

Fast payment arrival times, including instant and multiple same-day delivery options.

Boost your efficiency with free payment capabilities like combining multiple bills to the same vendor into one payment.

Boost your efficiency with advanced payment capabilities like paying multiple bills at once.

Compare Melio and
QuickBooks Online Bill Pay.

Compare Melio & QuickBooks Online Bill Pay.

Melio Go

QuickBooks

Bill Pay Basic

Free ACH transfers

5/month

2-way sync with QuickBooks and Xero

Limited to 10 payments

QuickBooks only

Dedicated email for
auto bill capture

ACH payments

3 business days¹

$0.50 | First 5 free

3-5 business days

$0.50 | First 5 free

Pay by card

Same day²

2.9%

Send a check

5-7 business days

$1.50

8-10 business days

$1.50

Global payments

Foreign currencies available

Instant transfer

Within minutes³

1% fee (up to $100)

Same-day ACH

Same day²

1% (up to $30)

Next day

$10

Fast check

3 business days¹

$20 flat fee

Request vendor delivery details without registration

Recurring payments

Partial payments

Schedule payments in advance

Unlimited

90 days in advance max

Information is taken from Intuit’s blog and website as of August 2024.

Why small businesses pay bills with Melio.

Choose how you pay.

Pay by ACH bank transfer or card—even where cards aren’t accepted.⁴ Your vendors receive the funds however they prefer—bank transfer or check.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

Pay vendors around the world.

Pay vendors anywhere in the world by bank transfer or your Mastercard to extend float. Streamline the payment process and pay all your vendors from one place.

Boost your efficiency.

Improve your payment process and save hours each month with capabilities like approval workflows, recurring payments, and combined payments.

These businesses work smarter with Melio.

“We are able to expedite payments 2-3 times quicker than before and, more importantly, eliminate costly inefficiencies.”

“Melio is super easy to set up and use. Being able to enter bills in QBO and have them in Melio has been game-changing for payables management and cash flow forecasting.”

"Melio has been my go-to third-party bill payment processor for many years now. I love how it seamlessly integrates into QBO so that I can process bills in QBO or in Melio. The interface is super easy to use and understand."