No monthly subscription& free ACH always.

Bill.com was built for corporations but when it comes to smaller companies, Melio is a better fit. Tailor-made for small businesses, Melio is cost-effective and has all the capabilities you need from a bill pay solution.
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5 checks each month—on us.
Sign up and sync Melio with your accounting software. Keep your books in check plus, get 5 free checks.

Melio makes it easy to run your business

Payment flexibility

Pay however you like. Your vendors still receive payment how they want.

Easy to use

Enjoy a simple user experience with Melio’s dashboard. Pay bills anytime, anywhere.

Accounting software sync

Simplify bookkeeping by syncing with QuickBooks, Xero and more.

Melio

Bill.com

Subscription fee
Send & receive ACH
Send checks
Pay with debit or credit card
Free
Free
$1.5 per check
Starting at $45/month
$0.49
$1.69 per check
2.9%
2.9%

You can do more with your Melio account:

Pay with credit cards - even where cards aren’t accepted. **
Sync with top accounting software, including QuickBooks, FreshBooks & Microsoft Dynamics 365 Business Central.
Send international payments to over 70 countries.
Schedule recurring payments.
Add unlimited users for free.
Track payments and know exactly what stage each transaction is.
Easily create a payment report to fill your 1099 forms.
Create approval workflows to better manage the payment process.
Get live support via chat.

Why businesses love paying with Melio.