Pay with your Mastercard even where cards aren't accepted!

Pay your business bills with your Mastercard (2.9% fee), and enjoy cash back, rewards and extra float on your business expenses.
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Keep cash longer

Defer payments until your next billing cycle and extend float by up to 45 days, depending on your card terms.

Earn now, travel later

Earn points on your business expenses to use for future travel, and elevate your business rewards potential.

Get cash back

Enjoy automatic cash back on your Mastercard simply by paying your business bills.

How it works

Step 1
Add bill details.
Take a photo, upload a file, enter details, or connect QuickBooks Online.
Step 2
Pay by card or bank.
Pay with your credit card or an ACH transfer, even if your vendors only accept checks.
Step 3
Choose payment delivery.
Melio sends a bank transfer completely free, or your vendor gets a check. They don’t need a Melio account to accept the payment.

More opportunities to earn.

Supercharge your credit card rewards and meet the minimum spending threshold simply by paying your business bills with your Visa card.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

Pay business bills with a bank transfer for free.

Choose which payment method works best for you. Pay your bills with a bank transfer, your vendors receive a bank deposit for FREE or a check.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

Seamless sync with QuickBooks.

Just log in with your Intuit account. Your upcoming bills and payments will automatically sync between Melio & QuickBooks.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

No more writing or mailing checks.

When you use your credit card to pay vendors who only accept checks - Melio will write and send the check on your behalf - for free, at no additional cost. Save time and leave the hassle of writing and mailing checks behind.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

More ways to send payments

Pay multiple bills at once

Save time on scheduling each bill individually, select multiple bills and pay them all at once.

Split a bill into multiple payments

Enjoy a simple user experience with Melio’s dashboard. Pay bills anytime, anywhere.

Make payments across borders

Pay however you like. Your vendors still receive payment how they want. They don’t even need to sign up.