Pay your business bills with a credit card.

Use a credit card (2.9% fee) to pay for rent, suppliers, & more, even where cards aren't accepted.1 Defer payments, hold on to cash longer, and maximize rewards like points, miles, and cashback.

Melio Payments dashboard showing efficient ACH bank transfers for small businesses
Pay as you go
Sign up to Melio Go for free and only pay the transactional fees.5 first ACH transfers each month are on us.
Easy to use
Enjoy a simple user experience with Melio’s dashboard. Pay bills anytime, anywhere.
Maximize cash flow
Defer payment until the end of the next billing cycle. Hold onto cash longer, and invest it in your business.
Subscribe now and get 25% off all yearly plans -
Use promo code - WELCOME15

Why pay bills with Melio.

Rack up those points.

Use your credit card and earn rewards every time you pay your business bills. Get cashback, airline miles, front-row tickets, or whatever else you want to use your points for.

Deferring credit card payments to get vendor paid on time but pay off card a month later.
Deferring credit card payments to get vendor paid on time but pay off card a month later.

Pay however you want.

With Melio, you choose how to pay each invoice and vendor—card or ACH bank transfer. Your vendors receive payment however they choose and don’t need to sign up.

Stay ahead with fast payments.

When paying by card, vendors receive the payment by the end of the business day.2 You can also send payments instantly3 to avoid late fees and maintain good relationships.

Deferring credit card payments to get vendor paid on time but pay off card a month later.
Deferring credit card payments to get vendor paid on time but pay off card a month later.

Connect your accounting software.

Sync QuickBooks Online or Xero and import your bills and vendors to get an easier, quicker, payment flow. No double data entry, no manual errors.