Pay your business bills with a credit card.

Use a credit card (2.9% fee) to pay for rent, suppliers, & more, even where cards aren't accepted.1 Keep cash on hand and rack up reward points for making business payments.

Melio Payments dashboard showing efficient ACH bank transfers for small businesses
Easy to use
Enjoy a simple user experience with Melio’s dashboard. Pay bills anytime, anywhere.
Same-day delivery
Pay with a credit card for your vendor to receive the payment on the same day.
Maximize cash flow
Defer payment until the end of the next billing cycle. Hold onto cash longer, and invest it in your business.
Get access to everything Melio has to offer for free.

Unlimited ACH, unlimited users, advanced workflows, and more - free for your first 30 days.

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Get a $300 gift card when you pay worldwide

Make your first international payment of $1,000+ with Melio during May and receive a $300 gift card. Limited to 100 users - act now!

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Why pay bills with Melio?

Increase your cash flow

Postpone paying until your next billing cycle and hold onto your cash longer. Then you can handle all the things your business needs right now— and earn rewards while you're at it.

Deferring credit card payments to get vendor paid on time but pay off card a month later.
Deferring credit card payments to get vendor paid on time but pay off card a month later.

Vendors get paid their way

Pay by card, even if your vendors don’t accept it. They still get paid the way they choose—by ACH, wire transfer, check, single-use virtual card, or instantly.4

Stay ahead with fast payments

When paying by card, vendors receive the payment by the end of the business day.2 You can also send payments instantly3 to avoid late fees and maintain good relationships.

Deferring credit card payments to get vendor paid on time but pay off card a month later.
Deferring credit card payments to get vendor paid on time but pay off card a month later.

Connect your accounting software

Sync QuickBooks Online or Xero and import your bills and vendors to get an easier, quicker, payment flow. No double data entry, no manual errors.

The top choice for over 100,000 business owners

Billions transacted. Millions of hours saved.

$100B+

Payments processed

15H+

Hours saved monthly (average)

40M+

Bills paid

2M+

Vendors paid

*Based on internal data, user surveys, and company records.