

Postpone paying until your next billing cycle and hold onto your cash longer. Then you can handle all the things your business needs right now— and earn rewards while you're at it.


Pay by card, even if your vendors don’t accept it. They still get paid the way they choose—by ACH, wire transfer, check, single-use virtual card, or instantly.4
When paying by card, vendors receive the payment by the end of the business day.2 You can also send payments instantly3 to avoid late fees and maintain good relationships.

Sync QuickBooks Online or Xero and import your bills and vendors to get an easier, quicker, payment flow. No double data entry, no manual errors.
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Payments processed
Hours saved monthly (average)
Bills paid
Vendors paid

“We are able to expedite payments 2-3 times quicker than before and, more importantly, eliminate costly inefficiencies.”
“Melio is super easy to set up and use. Being able to enter bills in QBO and have them in Melio has been game-changing for payables management and cash flow forecasting.”

"Melio has been my go-to third-party bill payment processor for many years now. I love how it seamlessly integrates into QBO so that I can process bills in QBO or in Melio. The interface is super easy to use and understand."