Better capabilities, faster payments.

Invite team members and assign roles to maintain control. Pay multiple bills at once, and combine bills to the same vendors to make your work easier. Plus, pay vendors exactly how you want—by card or ACH bank transfer.

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Melio Payments dashboard showing efficient ACH bank transfers for small businesses

Seamless 2-way sync

Sync QuickBooks Online to automatically update bills and vendors.

Speed up payments

Stay ahead with fast payment arrival times and flexible payment options, including multiple same-day delivery choices.

Vendors get paid their way

No matter how you pay, your vendors get paid however they prefer–and don’t need to sign up.

Compare Melio and
QuickBooks Online Bill Pay.

Compare Melio & QuickBooks Online Bill Pay.

Melio Core

QuickBooks

Bill Pay Premium

Free ACH transfers

20/month

40/month

2-way sync with QuickBooks and Xero

QuickBooks only

Dedicated email for
auto bill capture

Advanced approval workflows

ACH payments

3 business days¹

$0.50 | First 20 free

3-5 business days

$0.50 | First 40 free

Pay by card

Same day²

2.9%

Send a check

5-7 business days

$1.50

8-10 business days

$1.50

Global payments

Foreign currencies available

Instant transfer

Within minutes³

1% fee (up to $50)

Same-day ACH

Same day²

1% (up to $30)

Next day

$10

Fast check

3 business days¹

$20 flat fee

Request vendor delivery details without registration

Recurring payments

Partial payments

Batch-pay multiple bills at once

Combine payments into one transaction

Schedule payments in advance

Unlimited

90 days in advance max

Roles and permissions

Collect W-9s

E-file 1099

Information is taken from Intuit’s blog and website as of August 2024.

Why pay bills with Melio.

Gain control.

Manage all your business payments on a single platform. Add team members and set up approval workflows to share the responsibility while staying in control of every payment.

Deferring credit card payments to get vendor paid on time but pay off card a month later.

Save time.

Improve your payment process and save hours each month with capabilities like accounting software sync, automatic bill import, recurring payments, and more.

Hold onto cash longer.

Pay by card, even where they aren’t accepted.⁴ Defer payment to the end of the billing cycle so you have more cash on hand to invest in your business.

Easy to use.

Melio's user-friendly platform simplifies complex tasks, allowing you to manage your payments effortlessly. Pay multiple bills and vendors at once with just a few clicks.

These businesses work smarter with Melio.

“We are able to expedite payments 2-3 times quicker than before and, more importantly, eliminate costly inefficiencies.”

“Melio is super easy to set up and use. Being able to enter bills in QBO and have them in Melio has been game-changing for payables management and cash flow forecasting.”

"Melio has been my go-to third-party bill payment processor for many years now. I love how it seamlessly integrates into QBO so that I can process bills in QBO or in Melio. The interface is super easy to use and understand."