Better capabilities, faster payments.

Invite team members and assign roles to maintain control. Pay multiple bills at once, and combine bills to the same vendors to make your work easier. Plus, pay vendors exactly how you want—by card or ACH bank transfer.

Melio Payments dashboard showing efficient ACH bank transfers for small businesses
Seamless 2-way sync
Sync QuickBooks Online to automatically update bills and vendors.
Speed up payments
Stay ahead with fast payment arrival times and flexible payment options, including multiple same-day delivery choices.
Vendors get paid their way
No matter how you pay, your vendors get paid however they prefer–and don’t need to sign up.
Limited time offer: Get 90% off subscription fees for your first 3 months.
Start now

Get a $300 gift card when you pay worldwide

Make your first international payment of $1,000+ with Melio during May and receive a $300 gift card. Limited to 100 users - act now!

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Compare Melio and
QuickBooks Online Bill Pay.

Compare Melio & QuickBooks Online Bill Pay.

Melio Core
QuickBooks
Bill Pay Premium
Free ACH transfers
20/month
40/month
2-way sync with QuickBooks and Xero
QuickBooks only
Dedicated email for
auto bill capture
Advanced approval workflows
ACH payments
3 business days1
$0.50 | First 20 free
3-5 business days
$0.50 | First 40 free
Wire transfer
Pay by card
Same day2
2.9%
Send a check
5-7 business days
$1.50
8-10 business days
$1.50
Global payments
Foreign currencies available
Instant transfer
Within minutes3
1% fee (up to $50)
Same-day ACH
Same day2
1% (up to $30)
Next day
$10
Fast check
3 business days1
$20 flat fee
Request vendor delivery details without registration
Recurring payments
Partial payments
Batch-pay multiple bills at once
Combine payments into one transaction
Schedule payments in advance
Unlimited
90 days in advance max
Roles and permissions
Collect W-9s
E-file 1099
Information is taken from Intuit’s blog and website as of August 2024.

The top choice for over 100,000 business owners

Gain control.

Manage all your business payments on a single platform. Add team members and set up approval workflows to share the responsibility while staying in control of every payment.

Deferring credit card payments to get vendor paid on time but pay off card a month later.
Deferring credit card payments to get vendor paid on time but pay off card a month later.

Save time.

Improve your payment process and save hours each month with capabilities like accounting software sync, automatic bill import, recurring payments, and more.

Hold onto cash longer.

Pay by card, even where they aren’t accepted.4 Defer payment to the end of the billing cycle so you have more cash on hand to invest in your business.

Deferring credit card payments to get vendor paid on time but pay off card a month later.
Deferring credit card payments to get vendor paid on time but pay off card a month later.

Easy to use.

Melio's user-friendly platform simplifies complex tasks, allowing you to manage your payments effortlessly. Pay multiple bills and vendors at once with just a few clicks.

Billions transacted. Millions of hours saved.

$100B+

Payments processed

15H+

Hours saved monthly (average)

40M+

Bills paid

2M+

Vendors paid