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Spend less time on payments and more time growing your business

Pay, manage & track all your payments in one place. Choose how you pay and how your vendor gets paid, and Melio will take care of the rest.
Start now freeMelio keeps all your info scure so your info remains private PCI DSS
No more ordering, writing, and sending out checks. Melio will mail the check on your behalf, for free.
No more manual accounting. Your bills and payments automatically sync between Melio & QuickBooks.
Stop setting reminders. Easily schedule transactions and pay right on time, every time.
Logos of companies that partner with Melio including: Evolve bank and trust, Silicon Valley Bank, Intuit Quickbooks, American Express, Mastercard, Visa, Discover, Diners Club International.Logos of companies that partner with Melio including: Evolve bank and trust, Silicon Valley Bank, Intuit Quickbooks, American Express, Mastercard, Visa, Discover, Diners Club International.

How it works

how it works

Add bill details

Take a photo, upload a file, enter details, or connect QuickBooks Online.

how it works

Pay by card or bank

Pay with your credit card or an ACH transfer, even if your vendors only accept checks.

how it works

Choose payment delivery

Melio sends a check or bank transfer, completely free. Recipient doesn’t need a Melio account.

Simple and easy solution for small businesses

Get the key capabilities of leading accounts payable software combined with the simplicity of consumer payment apps like Venmo.

paying with a credit card

Pay vendors with a bank transfer - for free

Choose which payment methods work best for you. Pay your bills for free with a bank transfer, your vendors receive a check or bank deposit.

paying with a credit card

Use your credit card to maximize cash flow

Pay bills with credit cards, even if your vendors don’t accept them. Earn rewards and take advantage of up to 45 days of float.

paying with a credit card
30%
Increase in revenue
Regency Logo
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300%
Increase in speed of payments
Shifl logo
Clock Icon
50%
Time saved on making payments
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Small businesses trust Melio to simplify their business payments

״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״
Amy Walker
‍CPA CEO, Walker Agency
“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”
Jeff Segal
Owner Domestique Wine Shop
“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”
Stephanie Mack
‍Account Mobility
“It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”
Costa Gurevich
Owner Road Runners Team
״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״
Amy Walker
‍CPA CEO, Walker Agency
“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”
Jeff Segal
Owner Domestique Wine Shop
“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”
Stephanie Mack
‍Account Mobility

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Melio is tailor-made for your small business

Simple user interface.
No subscription fees.
Bank level security.
More cash flow, less busywork.
Start now free
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