The simplest bill pay for small businesses

Manage & track all your bill payments in one place. Pay any business bill with a bank transfer for FREE, or use a credit card to maximize cash flow (2.9% fee).
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The simplest bill pay for small businesses
Pay with your credit card, even where its not accepted.
Vendors get paid however they prefer - even by check.
Stay in control with our simple payment dashboard.
Schedule payments to pay your bills right on time, every time.

How it works

how it works

Add bill details

Take a photo, upload a file, enter details, or connect QuickBooks Online.

how it works

Pay by card or bank

Pay with your credit card or an ACH transfer, even if your vendors only accept checks.

how it works

Choose payment delivery

Melio sends a check or bank transfer, completely free. Recipient doesn’t need a Melio account.

Small businesses trust Melio to simplify their business payments

Reviews 305  •  Excellent
״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״
Amy Walker
CPA CEO, Walker Agency
“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”
Jeff Segal
Owner Domestique Wine Shop
“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”
Stephanie Mack
Account Mobility
“It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”
Costa Gurevich
Owner Road Runners Team
״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״
Mike Scanlan
CEO, CoinMover
״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״
Amy Walker
CPA CEO, Walker Agency
“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”
Jeff Segal
Owner Domestique Wine Shop
“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”
Stephanie Mack
Account Mobility
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Perfectly in sync with QuickBooks

Just log in with your Intuit account to connect QuickBooks for 2-way sync between your payments and your accounting.

paying with a credit card

Payment approval workflows

Invite users from your company or your accountant and easily set up their roles and permissions to make payments.

paying with a credit card

Get up to 45 days of float

Pay with a credit card to defer payments until your next credit card billing cycle and hold onto cash longer.

paying with a credit card

Melio is tailor-made for your small business

Start now free