The simplest bill pay for small businesses and accountants

Manage bill payments from one simple dashboard. Pay any invoice with a bank transfer for FREE, or use a credit card to maximize cash flow (2.9% fee). Sign up now, it’s FREE!

Business sign-up

Accountants sign-up

Free payment solution

No sign-up or monthly fees and no charges to recipients. Pay your bills with a bank transfer, your vendors receive a bank deposit for free or a check.

Payment approval workflows

Easily add users to schedule and approve payments. Stay in control by setting up roles and permissions.

2-Way sync with QuickBooks

Eliminate dual data entry with automatic two-way sync for all your bill payments with QuickBooks Online.

How it works

Add bill details

Take a photo, upload a file, enter details, or connect QuickBooks Online.

Pay by card or bank

Pay with an ACH bank transfer or card, even where cards are not accepted.

Choose payment delivery

Melio sends a check or bank transfer. Recipient doesn’t need a Melio account.

Business sign-up

Accountants sign-up

Pay bills with your credit card

Use your credit card, even where cards are not accepted. Defer payments until your next billing cycle and hold onto cash longer.

Simple user interface

Get up and running in minutes! With Melio’s easy-to-use dashboard you can set-up, manage & track your bill payments online and from any device.

Schedule and manage multiple due dates

Stop setting reminders and worrying about late payments or paying too early. Schedule payment transactions and pay right on time, every time.

Small businesses trust Melio to simplify their business payments

״Melio has been key to my Accounts Payable functions. They've allowed me to float a ton of expenses while not having to take out loans. Their simple user interface and awesome customer support free up our staff to deal with other problem areas. Well done!״

Mike Scanlan

CEO, CoinMover

״Finally, a simple electronic payment method to streamline bill pay. We're one step closer to getting rid of checks all together! The Melio dashboard takes convenience to the next level.״

Amy Walker

‍CPA CEO, Walker Agency

“We started using Melio for the credit card, but now we use it to pay all our vendors and we love the simplicity.”

Jeff Segal

Owner Domestique Wine Shop

“Melio has been a great solution. It has been very easy to train my clients how to use Melio. With the recent development of the accountant's portal, I can manage all my clients in one spot. I anxiously await any & all new updates!”

Stephanie Mack

‍Account Mobility

“It’s really good, also because we can set days payable, so we can officially have a 30 days payable policy, without me setting calendar reminders.”

Costa Gurevich

Owner Road Runners Team